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Direct Deposit

March 23rd, 2008 at 11:40 pm

Hey everyone sorry i've been away for a bit. I have been talking to people at work and they all said it's easier for them to save if they use direct-deposit instead of cashing their checks like i do (i think someone mentioned this either in one of my threads in the forum or in this blog) I think it's a really great idea.

this week i deposited my check into my checking account and i still have most of it, and its been 5 days! usually i spend half of it by now! my friend said "you cant spend what you dont know you have" i think it makes sense for my situation now but in the future when i have a real career and important responsibilities i will want to keep an eye on my funds.
my birthday is wednesday so maybe i will get some extra money to put aside for savings. i will be 24. still living at home still working my way through school. it is depressing the older i get knowing im still not on my own when all my friends are getting married and having babies, but i am enjoying life too much to criticize myself and life is too short to compare your life to everyone else's. just enjoy what you have and do your best to make it better!

5 Responses to “Direct Deposit”

  1. KellyB Says:

    Great that you are direct depositing your check - now take the next step and set up automatic transfers for savings and some bills if you can. The more you can automate, the less chance of missing something and paying late fees, and also the best part is automatically saving! Good luck!

  2. Ima saver Says:

    Happy birthday!!

  3. sillyoleme Says:

    Happy birthday, and don't worry about anyone's timeline but your own Smile

  4. billm950 Says:

    Now, open an Online Savings Acct and start with $25.00/week automatic and forget about it. if you can even make your employeer deposit this $25 into this separate acct. the first few weeks you will notice its missing, then it will be like you took a pay cut.

    I recommend E*trade Savings/Emigrant Direct.
    both have no mininum and are earning around 3%

  5. helpmefriend Says:

    Are you ready for kids and a family with a home of your own? You are doing what is good for you right now, by going to school, working, and setting your life up the way you want.
    Don't let friends make your choices for you.
    Happy Birthday!!

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