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Direct Deposit

March 24th, 2008 at 06:40 am

Hey everyone sorry i've been away for a bit. I have been talking to people at work and they all said it's easier for them to save if they use direct-deposit instead of cashing their checks like i do (i think someone mentioned this either in one of my threads in the forum or in this blog) I think it's a really great idea.

this week i deposited my check into my checking account and i still have most of it, and its been 5 days! usually i spend half of it by now! my friend said "you cant spend what you dont know you have" i think it makes sense for my situation now but in the future when i have a real career and important responsibilities i will want to keep an eye on my funds.
my birthday is wednesday so maybe i will get some extra money to put aside for savings. i will be 24. still living at home still working my way through school. it is depressing the older i get knowing im still not on my own when all my friends are getting married and having babies, but i am enjoying life too much to criticize myself and life is too short to compare your life to everyone else's. just enjoy what you have and do your best to make it better!

Posted in Uncategorized | 6 Comments »

6 Responses to “Direct Deposit”

  1. KellyB Says:
    March 24th, 2008 at 02:06 pm 1206367575
    1206367575

    Great that you are direct depositing your check - now take the next step and set up automatic transfers for savings and some bills if you can. The more you can automate, the less chance of missing something and paying late fees, and also the best part is automatically saving! Good luck!

  2. Ima saver Says:
    March 24th, 2008 at 02:12 pm 1206367930
    1206367930

    Happy birthday!!

  3. sillyoleme Says:
    March 24th, 2008 at 09:33 pm 1206394383
    1206394383

    Happy birthday, and don't worry about anyone's timeline but your own Smile

  4. billm950 Says:
    March 24th, 2008 at 11:58 pm 1206403132
    1206403132

    Now, open an Online Savings Acct and start with $25.00/week automatic and forget about it. if you can even make your employeer deposit this $25 into this separate acct. the first few weeks you will notice its missing, then it will be like you took a pay cut.

    I recommend E*trade Savings/Emigrant Direct.
    both have no mininum and are earning around 3%

  5. helpmefriend Says:
    April 8th, 2008 at 12:43 pm 1207658637
    1207658637

    Are you ready for kids and a family with a home of your own? You are doing what is good for you right now, by going to school, working, and setting your life up the way you want.
    Don't let friends make your choices for you.
    Happy Birthday!!

  6. Bonjo Says:
    July 9th, 2012 at 07:26 pm 1341861970
    1341861970

    Aaa..don't be hard with yourself..I got married at 22 but I had a little regret after.. :P so in my opinion it's good to be free at 24 Wink

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